Component B

Component B

Financial and Non-Financial Services

USAID SEED’s Component B consists of three main functions: 1) One Stop Shops (OSSs), also known as Tamayouz Centers; 2) non-financial services, known as Business Development Services (BDS); and 3) financial services.

The mandate of Component B is to provide support to private and/or public organizations to improve BDS for MSMEs to be able to grow and increase their businesses, replicate Tamayouz centers and support existing ones in the process of easing the formalization of MSMEs, and improve availability and accessibility of financial services. Currently, Component B is working in cooperation with various stakeholders from both governmental and non-governmental organizations, the private sector, banks, and non-bank institutions to improve their capacities to provide high-quality, sustainable, and demand-driven services.


Component B also prepares training sessions and awareness campaigns that target MSMEs with regard to increasing financial literacy and knowledge of available financial tools. These trainings provide MSMEs with a greater understanding of how they can effectively manage their businesses financially.


The Team:

Hamed Ali
Financial and Non-Financial Services Development
Team Lead

Hamed holds an MBA and has 25 years of experience in social and economic development in Egypt and the Middle East. He is experienced in capacity-building and developmental activities ranging from micro-finance to technical and extension services for development institutions and small business enterprises.

At USAID’s SEED project, Hamed works with a team of senior advisors to improve the financial and nonfinancial services for MSMEs in Egypt.


Basma Ghanem
Business Development Services Senior Advisor

Basma Ghanem holds a bachelor’s in economics and enjoys over 20 years of professional experience in the fields of banking, with a focus on corporate lending and risk management, and MSME development, with a focus on facilitating access to financial and non-financial services. At USAID SEED, Basma manages working relationships with strategic and operational stakeholders to facilitate technical assistance (TA) interventions that support sustainable and institutionalized provision of non-financial services to MSMEs.


Marwa Marei
Program Assistant

Marwa is a project manager and marketing professional with more than 13 years of professional experience in managing projects, marketing and strategic business development programs, business strategy in multinationals, and diversified business industries, with a geographic focus on Africa and the Middle East. Marwa holds master’s political science from Cairo University and an e-marketing certificate. She also attended an academic program at the International Institute for Political and Economic Studies in cooperation with Georgetown University.